National Pension Scheme India

National Pension Scheme India -2

National Pension Scheme India

FinVizer brings to you a primer on National Pension Scheme India. What is National Pension Scheme India or NPS India? Why is it needed? Retirement is one experience that stands out as a crucial one in the lives of many. From both, an individual and monetary point of view, realising an agreeable retirement plan is a broad procedure that takes high amount of financial planning and long periods of steady investments. In fact once an individual retires, dealing with it appropriately [...]

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SEBI Registered Investment Adviser

SEBI Registered Investment Adviser

Here is everything you need to know about SEBI Registered Investment Adviser or SEBI RIA. Who is a SEBI Registered Investment Adviser or SEBI RIA? In this world which is continuously evolving and changing, the wants of humans also increases. This is reflected in their desires to have higher Financial Returns. An individual is said to be registered investment adviser (RIA), when he advice’s and manages the assets of wealthier sections of societies be it cash rich investors or a billionaire [...]

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Union Budget 2019: Highlights

What is the Union Budget of India? The Union Budget of a year is an annual financial statement. It is a record of estimates of receipts and expenditures that is to be made by the government in that particular year. It keeps a detailed account of the government’s finances for that particular fiscal year from 1st April to 31st march. The Union Budget is divided into two parts: a) Revenue Budget b) Capital Budget Revenue Budget is the record of estimates of government [...]

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Benefits of India Post Payments Bank account

What is India Post Payment Bank? What are the benefits of India Post Payments Bank account The launch of India Post Payments Bank in 2014 was one of the most ambitious projects of the Reserve Bank of India where it wished to redefine the banking system in India by making sure that they are providing banking services and technology-enabled environment of remittances on the fingertips of people. Financial Inclusion, as the name suggests, means access to and usage of affordable [...]

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Best 09 New Year Resolutions for 2019

9 New year resolutions for the millennial

9 New year resolutions for the millennial by FinVizer. New year’s resolutions are meant to help you grow and achieve your dreams as well as to improve your financial status for the upcoming year. So here are the nine ultimate New Year’s resolutions presented by Finvizer that every millennial should follow to make this year a success. 1. Keeping yourself mentally fit and physically healthy: As the new year starts, every gym owner gets excited because they know one of the [...]

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Exchange Traded Fund India

Exchange Traded Fund – India

What is Exchange Traded Fund meaning? Exchange Traded Funds (ETF) are marketable securities, that track a stock index, a commodity, bonds or a basket of assets. It generally operates with an investing mechanism designed to keep it switching close to its net asset value. When you invest in ETFs, your money is invested in a bunch of market securities which are a part of an established index. Just like the name suggests, ETFs are exchange-traded which means that you can [...]

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Employees' Provident Fund

PF Claim Status – Check your EPF Claim Status Online

In this article, we explain the procedure to verify your PF claim status or check EPF claim status through various methods like EPF website, missed call, and SMS. We also explain how to download your EPFO passbook online. Before we get into details, first a review of fundamentals. What is EPF or PF? Employees Provident Fund (EPF or PF) is a social security and savings scheme for an employee in India. Employers engaged in certain industries and engaging 20 or more employees [...]

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Is it safe invest in defaulter companies referred to NCLT?

What is NCLT? The National Company Law Tribunal (NCLT) is a quasi-judicial body in India that adjudicates insolvency and winding up of Indian companies.The NCLT was established under the Companies Act 2013 and was constituted on 1 June 2016 by the Government of India. What does NCLT do? NCLT determines the fate of defaulted companies which are unable to fulfill their financial liabilities to any kind of operational or financial creditor. In simple terms, if a company owes you money and has [...]

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What is the meaning of Beneficial Nominee in Life Insurance?

What is the concept of Beneficial Nominee? A beneficial nominee is someone who will get the sum assured on the death of the policy holder. Insurance company will now pay ONLY to the beneficial nominee, independent of the claims of other legal heirs. Legal heirs will no longer have any claim on the amount of the death benefit. The rules for nomination in life insurance have changed for insurance policies maturing after March 2015. This change was brought about through the [...]

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Top 5 Best Home Insurance Plans 2019 in India

In this article, we review the Best Home Insurance Plans in India. Top 5 Best Home Insurance Plans 2019 in India S.No: Home Insurance Companies 1 HDFC Ergo Home Insurance: 2 ICICI Lombard Home Insurance: 3 Tata AIG Home Insurance: 4 IFFCO Tokyo General Insurance Co. Ltd. 5 Bajaj Allianz Home Insurance: What is home insurance? Everyone dreams of having their own house. As they say, the basic needs of life are Food, Clothing, and Shelter. At the end of the day, after the hectic work life, all we do is going home. [...]

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