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How to know your IPO Allotment Status?

What is an IPO or Initial Public Offering? Initial Public Offering or IPO is a kind of stock market launch. When a private company decides to arrange fund from public, it decides to launch public ipo. Companies usually offer stocks or shares of their companies to common people. Here one point should be noted that companies are never responsible for refunding the arranged money. But yes, stocks come with multiple benefits. If a company grows, you are likely to make [...]

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WhatsApp Payment – How it works?

WhatsApp Payment feature is now live in India, making it the first country to support in-app payment on the popular messaging platform. The payment option has made its way to some users right now, but is not available to everyone yet. The payment feature is enabled merely by linking the app to the country’s Unified Payment Interface (UPI) that allows users to link their bank account without sharing confidential details. WhatsApp chose India to launch the Whatsapp Payment feature because [...]

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10 steps to plan for a comfortable retirement

Below are the 10 steps one must consider in any good retirement plan. Following these points can ensure a comfortable and safe retirement for you and your family. 1. QUANTIFY WHAT YOU VALUE MOST IN LIFE What you value most in life is a representation of who you are as a person. There is no right or wrong answer, it is an entirely personal blue print of what makes you who you are and in order to plan effectively for your [...]

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Financial Planning for Newly Married Couples in 8 steps

Why financial Planning for Newly Married Couples is important? Financial Planning for Newly Married Couples is very important. Especially in a country like India where marraige is considered to be an institution of great traditional significance. So far, women have not had equal financial leverage in a marraige. But with many women being employed now and rising incomes, it has become very important for modern Indian couples undertake Comprehensive financial planning. The vows have been exchanged. The honeymoon is over. Now [...]

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What is bitcoin and how does it work?

Bitcoin is the talk of town these days. On one hand, few countries like Japan are exploring bitcoin as legal tender, while on the other, JP Morgan CEO Jamie Dimon calls it a “fraud”. If you find the concept of Bitcoin confusing, you are not alone. The virtual currency is still not well understood. Bitcoin – the initial virtual banking currency of the internet – has existed for several years now and many people have questions about them. Where [...]

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PROPERTY INVESTMENT IN INDIA

Earning money is important but increasing that money is a smart move. Investment planning is something that nearly every individual who earns, looks at. Property investment is one of the most typical and crucial decisions involved in investment planning. Whether you are buying a family house or a commercial space or a property purely as an investment, it requires a lot of research, awareness, calculations, etc. You need to be sure about what is the purpose of your investment, what is your expectation out of that investment [...]

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Google finance vs Yahoo finance – Which one is more suitable for India?

Below is a comparison between Google finance and Yahoo Finance:The SimilaritiesBoth Yahoo! Finance and Google Finance operate popular financial websites that provides stock quotes, financial market news and general business news. Yahoo! bills its Finance portal as its industry-leading business and financial news product, and the service has evolved from its desktop origins to utilize the mobile internet and mobile apps. Both sites consistently rank among the top 15 most popular personal finance websites and are quite similar in the financial information they provide.The [...]

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Financial Planning for Parents

India currently has a huge population of 1.25 billion. Of this more than 30% people are in the 50+ age bracket. Going forward, people in India are expected to live longer due to improving living standards and access to modern medical care. What does this mean for all of us? We all have elderly people in our family. Our parents or that special someone, who we need to take care of in their old age. Do you care for an [...]

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Insurance: Are you covered?

Recently, I spoke to a IIT friend who wanted some advice about insurance. He had purchased an insurance policy in 2007 with the below features:Sum assured for life insurance purpose = 10 lakh Annual Premium = 50,000 rupees Policy term = 21 years Money back amount of 21 lakh after paying the above premium for the policy term.This was the only insurance policy he had even though he earned very well. I was surprised by the highly inadequate cover he had and [...]

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7 tips to find the best Home Loan Or Mortgage

How to find the best home loan or mortgage? Searching for a home and buying it is indeed one of the biggest decisions of one’s life and so is finding an optimal home loan or mortgage. You do not buy a home every day so the decision taken today will go with you for a long period of time and once taken, can not be easily reversed. Therefore it becomes very important for one to take a very smart, [...]

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