Author - FinVizer

Top 5 Best Equity Funds 2018 to invest in India

In this article we discuss equity mutual funds and how to to identify the best equity funds. What are Equity Funds? How to identify best equity funds? Mutual funds are formally categorized by the asset class of investments they own. Some mutual funds only own stocks. Some mutual funds only own bonds. The former are called as equity funds and the latter are bond funds or fixed income funds. As the name ‘Equity’ itself suggests, these types of mutual funds invest in equity stocks of [...]

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Top 5 Best Debt Funds 2018 to invest in India

In this article, we discuss which are the Best Debt Funds in India. First, a quick review of debt funds. What are Debt Funds? Debt funds are funds that invest in “debt instruments”, which include government securities, corporate bonds and money market instruments. Debt funds usually invest in fixed income instruments which may also offer capital appreciation. Debt funds also give capital appreciation and Regular Income. Mutual funds are formally categorized by the asset class of investments they own. Some mutual funds only own stocks. [...]

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New Categorization of Mutual Funds

What is the new categorization of mutual funds in India? The market regulator SEBI has come up with a new categorization of mutual funds. The new categorization of mutual funds system aims to bring uniformity among the schemes launched by different mutual fund houses, thus enhancing scheme comparison across mutual fund houses. Based on the new categorization of mutual funds, they will be forced to merge or change the fundamental characteristics of a particular scheme. This move might have both short [...]

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Top 5 Best Balanced Funds 2018 to invest in India

What are Balanced Funds? Mutual funds are formally categorized by the asset class of investments they own. Some mutual funds only own stocks. Some mutual funds only own bonds. The former are called as equity funds and the latter are bond funds or fixed income funds. Some mutual funds own both stocks and bonds. Hence, these are called balanced funds. As the name suggests, these funds keep the balance between the two asset classes (both stocks and bonds) in a single fund. Due to the unpredictable stock markets, [...]

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Latest Income tax rates for individuals for FY2018-19

What are the latest income tax rates? This is the first question we ask before we start computing or income tax liability. And this is the time of the year when income tax fever is at its peak and everyone is wondering how they can can save some money. FinVizer presents to you all the information about latest income tax rates, to save your time, effort and money. A look at the basics first: What is income tax? An income tax [...]

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Has the Payment of gratuity amendment bill passed or not?

Has the Payment of gratuity amendment bill passed or not? Today we discuss about the question that is on everyone’s mind. And the answer is “Yes”, the Payment of gratuity amendment bill has been passed by the government today. And that is one big good news for all the employees and workers in the formal sector in India. Before we talk about the changes in the 2017 bill and what they mean to you, lets understand a few basic facts about Gratuity. What is [...]

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Types of Debts – Good Vs Bad

There are two main types of debts, Good and Bad. Being debt free is a goal few manage to achieve. Or at least quickly. You should think of debt as you would cholesterol. Just as there is good cholesterol and bad cholesterol, there are two types of debts – good debt and bad debt. It’s incredibly important that you can distinguish between the two types of debts good and bad both and manage them wisely. We know it’s healthy [...]

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Top 5 tips for your kids education plan

Education is highly valued in Indian culture and society. So having a good education plan for kids is very important. Every parent wants to do the very best for their children, and for many giving them the best education possible can be a high priority. However, you also have to plan carefully so that you have enough money to support your lifestyle, pay off your mortgage and save for your retirement. For this, it may be in your family’s [...]

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Implications of long term capital gains tax proposed in Budget 2018

What should you do about the 10% long term capital gains tax proposed in Budget 2018? In the budget 2018 finance minister Mr.Arun Jaitley has proposed long term capital gain on equity shares arising on such transactions exceeding Rs 1,00,000 will now be taxed at a flat rate of 10%. These amendments will take effect from 1st April, 2019 and will, accordingly, apply in relation to the assessment year 2019-20 and subsequent assessment years. So what should you do as an [...]

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How to do Tax Planning in India ?

Tax planning is very important in India. Especially considering the multitude of direct and indirect taxes that we pay on each and every thing. Our income is tax. The things that we buy with out post-tax income are also taxed. Any salaried person or businessman or a celebrity is always tensed about paying taxes. There is a huge myth in the society that one have to pay huge tax when you grow financially. This is absolutely false thinking. If [...]

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