Author - FinVizer

Top 5 Best Health Insurance Plans 2019 in India 

Top 5 Best Health Insurance Plans 2019 in India S.No Company Plan Entry Age Sum Assured (Rs) Policy Renewability Features 1 Apollo Munich Health Insurance Optima Restore Family 5 years to 65 years 3lacs, 5lacs, 10lacs, 15lacs, 20lacs, 25lacs, 50lacs Lifelong Restore Benefits Organ Donor Domiciliary Hospitalization 2 Bharti AXA Health Insurance Smart Health Plan & Smart Super Health Plan Minimum 18 years. For children it is 91 days ( if both the parents are insured) 5 Lakhs in smart health plan. Extended to 2 cr. in smart super health plan Lifelong 20 critical illnesses covered Double the sum insured for critical [...]

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Top 5 Best Car Insurance Plans 2019

Top 5 Best Car Insurance Plans & Companies 2019 in India S.No: Insurance Company Name 1 ICICI Lombard GIC Ltd 2 HDFC ERGO General Insurance Company Ltd 3 United India Insurance Company Ltd 4 The Oriental Insurance Company Ltd 5 Tata AIG General Insurance Company Limited 6 Bharti AXA Car Insurance 7 Bajaj Allianz Car Insurance What is car insurance? What are the Best Car Insurance Plans in India? Everyone dreams of having a car. It is a luxurious and comfortable way of transport and nowadays it is quite simple to buy a car in India. [...]

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Top 5 Best Equity Funds 2019 to invest in India

In this article we discuss equity mutual funds and how to to identify the best equity funds. Summary: Top 5 Best Equity Funds 2019 to invest in India Large Cap Funds S.No: Fund Name 1yr Return % Net Asset Value (Rs./Unit) Asset Under Management (Rs.Cr) 1 Axis BlueChip Fund-D (G) 10.7 28.78 379 2 Axis BlueChip Fund (G) 9.2 26.79 2791.43 3 CR BlueChip Equity Fund-D (G) 4.7 24.4 9.69 4 CR Bluechip Equity Fund (G) 3.5 23.02 129.87 5 JM Core 11 Fund -Direct(G) 3.3 8.55 6.75 Mid Cap Funds S.No: Fund Name 1yr Return % Net Asset Value(Rs./Unit) Asset Under Management(Rs.Cr) 1 Axis Mid Cap Fund-Direct (G) 6.3 36.71 522.19 2 Axis Mid Cap Fund (G) 5.1 34.14 4636.74 3 Invesco India Midcap-D (G) -1.9 49.69 Expense Ratio %: 2.13 4 Invesco India Midcap (G) -3.5 45.14 Expense Ratio %: 0.74 Multi-Cap [...]

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Top 5 Best Debt Funds 2019 to invest in India

In this article, we discuss which are the Best Debt Funds in India. First, a quick review of debt funds. Summary – Top 5 Best Debt Funds 2019 to invest in India Debt Short term Funds: S.No: Fund Name 1yr Return % 3yr Return % 5yr Return % 1 Franklin (I) ST Income- Direct (G) 9.8 10.1 8.6 2 Franklin (I) STIF- Inst. (G) 9.4 9.7 9.7 3 Franklin (I) ST Income- Retail (G) 9.0 9.3 9.2   4 Indiabulls Short Term Fund-Dir (G) 8.9 8.4 9.3 5 Baroda Pioneer STBF- Direct (G) 8.3 8.9 9.3 Debt Ultra-Short term Funds: S.No: Fund Name 1yr Return % 3yr Return % 5yr Return % 1 Franklin Ultra SBF-SIP- Direct(G) 9.3 9.1 9.4 2 Franklin Ultra SBF- SIP 9.2 9.0 9.3   3 Franklin USBF- IP 8.9 8.6 8.9 4 Franklin [...]

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New Categorization of Mutual Funds

What is the new categorization of mutual funds in India? The market regulator SEBI has come up with a new categorization of mutual funds. The new categorization of mutual funds system aims to bring uniformity among the schemes launched by different mutual fund houses, thus enhancing scheme comparison across mutual fund houses. Based on the new categorization of mutual funds, they will be forced to merge or change the fundamental characteristics of a particular scheme. This move might have both short [...]

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Top 5 Best Balanced Funds 2018 to invest in India

What are Balanced Funds? Mutual funds are formally categorized by the asset class of investments they own. Some mutual funds only own stocks. Some mutual funds only own bonds. The former are called as equity funds and the latter are bond funds or fixed income funds. Some mutual funds own both stocks and bonds. Hence, these are called balanced funds. As the name suggests, these funds keep the balance between the two asset classes (both stocks and bonds) in a single fund. Due to the unpredictable stock markets, [...]

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Latest Income tax rates for individuals for FY2018-19

What are the latest income tax rates? This is the first question we ask before we start computing or income tax liability. And this is the time of the year when income tax fever is at its peak and everyone is wondering how they can can save some money. FinVizer presents to you all the information about latest income tax rates, to save your time, effort and money. A look at the basics first: What is income tax? An income tax [...]

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Has the Payment of gratuity amendment bill passed or not?

Has the Payment of gratuity amendment bill passed or not? Today we discuss about the question that is on everyone’s mind. And the answer is “Yes”, the Payment of gratuity amendment bill has been passed by the government today. And that is one big good news for all the employees and workers in the formal sector in India. Before we talk about the changes in the 2017 bill and what they mean to you, lets understand a few basic facts about Gratuity. What is [...]

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Types of Debts – Good Vs Bad

There are two main types of debts, Good and Bad. Being debt free is a goal few manage to achieve. Or at least quickly. You should think of debt as you would cholesterol. Just as there is good cholesterol and bad cholesterol, there are two types of debts – good debt and bad debt. It’s incredibly important that you can distinguish between the two types of debts good and bad both and manage them wisely. We know it’s healthy [...]

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Top 5 tips for your kids education plan

Education is highly valued in Indian culture and society. So having a good education plan for kids is very important. Every parent wants to do the very best for their children, and for many giving them the best education possible can be a high priority. However, you also have to plan carefully so that you have enough money to support your lifestyle, pay off your mortgage and save for your retirement. For this, it may be in your family’s [...]

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